We are committed to serving your
financing needs
In order to better serve our clients, we are committed to serving your financing needs. We specialize in sales, acquisition, development and financing of:
SBA loans
An SBA loan is a small business loan that is partially guaranteed by the government (The small business administration) which eliminates some of the risk for the financial institution who is issuing the loan. This is a loan that every business owner should become familiar with and understand thoroughly. If you have a business and would like more information on how to apply for an SBA loan, we will be happy to Consult with you and explore your options.
Construction financing
There are two types of construction loans you should know about.
1. Construction-to-permanent – In this type of loan, you borrow the money to pay for the construction costs, Once your project is finished and you have taken occupancy, the loan converts to a permanent mortgage. This is considered two loans in one.
2. Stand alone construction – In this type of loan, your first loan pays for the construction project. Once the project is completed and you take possession, you obtain a new mortgage to pay off the construction loan. This is two separate loans.
Private Money
A private money lender is a non-institutional (non-bank) individual or company that loans money generally secured by a note and deed of trust for the funding of real estate transactions.
These types of lenders are equity based and not driven with strict guidelines of fico scores and income qualifications. They can typically close a transaction between 7-10 days if all property conditions meet their satisfaction. Rates and fees may vary depending on property types. Please contact us if you would like more information or pricing on a specific transaction.
Commercial loans
Whether you are in the market of purchasing commercial property or interested in refinancing your commercial real estate, we have a variety of sources to obtain the best loan program for you.